Recently I wanted to pay for my Facebook ads but my visa card had literally no money on it, I had earlier had about mtn MoMo card but had never tried it out. Cutting the long story short, I was able to set up my MTN MoMo card and process my online payments in less than 2 minutes.

MTN has partnered with MasterCard to offer customers the ability to make online payments using a virtual card – MTN MoMocard.

The payments are made from the customer's MTN MoMo account. (MoMo stands for mobile money). Here’s how can do it

 MTN master card (MOMO Card)

Step one

One your mobile phone simply dial *165*70# and the following preview will be shown.

MTN master card (MOMO Card)

Step two

Select option 1 to create the MTN MoMo Card

 MTN master card (MOMO Card)

Enter your mtn mobile money pin, for every MTN MoMo card created, it charges you a fee of 1000 ugx.

After those simple steps your MTN MoMo card is now created and ready for use anywhere, you will receive a message on your phone showing you card details.


  • Each MTN MoMocard you create will cost you UGX 1,000.

  • An MTN MoMocard has a maximum value of UGX 3,000,000 and is valid for 30 days.
  • You cannot withdraw cash using the MTN MoMocard. It can only be used to make online payments.

 By Muganzi Martin

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